The Idaho School District Council has completed its forty-second year of operation as a cooperative service agency, serving Idaho school districts and affiliate organizations. The following report is provided to the membership and is being made available on the ISDC website www.idsdc.org for review by the general public.
The staff of the ISDC remained the same as in the previous year. Dr. Michael Friend served his eighth year as the part-time ISDC Executive Director, and Debbie Fausett completed her tenth year as the Office Manager. Tim Rosandick, Caldwell, served as the Chairman of the Board for the 2013-2014 term.
Throughout the course of the year, there were many opportunities to review the various services of the Council’s operation. As a continuation of its efforts to provide quality supplies, good service, and low prices, business relationships with Office Max, Costco and others were maintained. We look forward to seeing all of our program participation increase during this time of economic growth.
The Council had a visible presence as an exhibitor at the IASA conference, the Idaho School Board Association convention and Idaho Association of School Business Official convention. Through this exposure, the role and mission of the Council has been reinforced.
The partnerships with Blue Cross of Idaho, Willamette Dental of Idaho, Standard Life Insurance, People Systems, Valuation Northwest, and Business Psychology Associates were renewed and strengthened through on-going communications.
At the Council Board’s direction, the staff continues to seek business partnerships that will offer products and services for Council member’s consideration at a reduced price.
For many years, the Council has been able to provide a refund to the participants in the Statewide Schools Health Insurance Program, based on its Surplus Premium Agreement with Blue Cross of Idaho. This Agreement provides a sharing of the risks as well as the profits in the partnership between Blue Cross of Idaho and the ISDC. We have sought to reach a 91% target-loss ratio, striving to have the premiums collected and the claims paid, balance. This year, the Council returned over 3.1 million to participating districts.
During the 2013-2014 membership year, efforts continued to address the potential impact of the national health care reform legislation. This has been a challenge because of the massive nature of the legislation and the timelines provided for implementation. Many of the new “requirements” were already in place in our program, making adjustments easier and less costly for our members. Given what we currently know, the 2014-2015 renewal will include all of the anticipated changes in the Statewide Schools Health Insurance Program. The Idaho Exchange was created in January 2013 and launched in the fall of 2013 with little impact on the Statewide Schools program.
In February 2014, the Board authorized the Executive Director to begin the process of establishing a self-funded health insurance program through the establishment of the Idaho School District Council Self-Funded Benefit Trust. The official application was filed with the Idaho Department of Insurance on August 13, 2014.
The 2007 study of the Statewide Schools Health Insurance Program continues to be used as a blueprint for Board consideration and future actions. Kelly Grebinsky, Principal Senior Actuary from Actuaries Northwest, has served as the health insurance consultant for the ISDC since 2007.
Idaho districts have already met the GASB45 regulations. The Council continues to provide support to the school districts in addressing this issue. An endorsement of the services of Actuaries Northwest has been granted by the ISDC Board of Directors.
The membership of the ISDC for the 2013-2014 school year reached 149 members. This total represents 111 school districts, 5 affiliates, 32 charter schools, and COSSA.
There were 134 members enrolled in one or more portions of the Statewide Schools Health Insurance program. Forty-five members offered the Willamette Dental option to their employees.
The unemployment claims monitoring program had 21 participants.
Employee assistance programs, offered through Business Psychology Associates and endorsed by both the Council and Blue Cross of Idaho, were offered in 21 districts.
Standard Life Insurance, a long-time ISDC endorsee, was offered as a benefit in 47 districts.
The long-term care endorsement offered through John Hancock, MetLife, and Mutual of Omaha was phased out during the 2012-2013 school year.
No new districts took advantage of the discounted rates for the services of Northwest Valuations, an endorsee of the Council.
This report was prepared by Mike Friend, Executive Director and Debbie Fausett, Office Manager and presented to the Board of Directors on September 23, 2014.